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Many factors are deliberated when a seller is selecting an offer. Loan type is a BIG one! Depending upon the property some loan types will not qualify OR make getting the approval harder to achieve. For example there could be costly repairs required by the appraiser that the seller will have to complete. When comparing offers typically the seller is instructed by their representation as to which offers have the loan types that aren’t as strict on their particular property requirements!
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Pre Approval! Have you completed the preapproval process and/or is your preapproval letter current? Is the Lender Local? These are very important pieces of the puzzle and this step should be completed first before offering. Local lenders make a huge difference!! I’m sure any realtor will be happy to explain the benefits of local vs online!!
Offer Price! Believe it or not the highest offer doesn’t necessarily mean you “win” the multiple offer game! All experienced Brokers and Realtors know that there are many factors to evaluate and inform the seller of in these particular situations!
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